How -

A Fiduciary executing
a non-bank solution
to borrowing

We Talk

Step 1

We discuss your borrowing goals and outline a plan of action. You become a client of Trove.

We Guide

Step 2

Trove assists you in opening an account in your name with its partner custodian and sets up all trading requirements. Once you transfer your stock to the new account, we can start.

We Execute

Step 3

We place two trades. The first hedges your stock. The second borrows against it. Cash becomes available to you and you have your loan.

Your Stock, Your Loan

Contact Info

As a convenience to our clients, we provide access to financial calculators. The results provided by this online calculator are for informational purposes only and should not be construed as financial, legal or tax advice. While we strive for accuracy, the calculations and outputs are based on data entered by the user and general algorithms, We do not guarantee the precision or reliability of the results. Users are encouraged to consult with a qualified professional for specific advice tailored to their individual needs and circumstances. There are certain limitations with the use of these calculators such as the following: The calculator uses standard algorithms and assumptions that may not be suitable for every situation; the accuracy of the output depends on the accuracy and completeness of the data entered by the user; the calculator is not a substitute for professional advice.

By using this calculator, you acknowledge that any reliance on its outputs is at your own risk and you accept these limitations. We are not liable for any losses or damages resulting from the use of misuse of the information provided.

For precise financial advice and personalized loan terms, we recommend consulting directly with one of our financial advisors.

The cash available calculation provided by this widget is based on certain assumptions about your cash needs and is dependent on your portfolio and current market conditions. These results are estimates and may not reflect the actual amount available to you. For accurate financial advice, please consult a Trove financial advisor.

The interest rate provided by this widget is based on assumptions regarding market conditions, including the risk-free interest rate and market liquidity. As interest rates are constantly changing, the rate shown here may differ significantly from the actual rate available at the time of your loan application. For the most accurate and up-to-date information, please consult a Trove financial advisor.

The tax equivalent rate provided by this widget assumes the client is in the top tax bracket and has other capital gains that can be deducted. This calculation is for illustrative purposes only and may not accurately reflect your individual tax situation. For personalized tax advice, please consult a tax professional.

Protect the downside: Trove offers clients the option to hedge their portfolio, mitigating margin call risk and unwanted liquidations from our partner custodian. Hedging decisions are at the client's discretion and depend on their risk tolerance and cash needs. While hedging can increase the cash available, it may also limit the potential upside appreciation of the underlying stock. For personalized advice on hedging strategies, please consult a Trove financial advisor.